Utility bills have always been important customer touchpoints. But in today’s environment, they carry even more weight.

Rising Costs Change the Customer Experience

Costs are rising. Customers are watching household budgets more closely. Payment stress is becoming more common. Recent research found that the average monthly electric bill reached $189 in 2025. Utility costs have increased 34% since 2020, and 22% of customers cannot fully pay their utility bill.¹

That changes the way customers experience communication. A bill that once felt routine can quickly become a source of stress. A service notice that once felt informational may now raise questions about affordability. A payment reminder may need to do more than prompt action; it may need to point customers toward payment options, assistance programs or self-service tools.

When customers are under financial pressure, unclear communication creates friction.

Bills are More than Transactions

This is why billing communication cannot be treated as purely transactional. For many customers, bills, reminders, notices and account updates are the most direct connection they have with their utility provider. If those messages are clear, timely and easy to act on, they can reduce confusion. If they are fragmented or hard to understand, they can create more calls, more questions and more pressure on customer service teams.

Utilities may need to communicate clearly about:

  • Rate changes
  • Payment options
  • Assistance programs
  • Budget billing
  • Energy usage
  • Digital payment enrollment
  • Service changes

Customers are Looking for Answers in More Places

Customers are also looking for answers in more places. Search behavior is shifting as people use AI tools, social platforms, online communities and video posts to find information.² That matters because customers may not always go directly to a utility website when they have questions about a bill, outage, payment program or service change.

This does not mean every message needs to appear everywhere. It means essential information needs to be consistent, easy to find and easy to understand across the channels customers actually use.

Print and Digital Both Have a Role

Print and digital both have a role. Digital channels can improve speed, convenience and self-service. Print can support visibility, record keeping and accessibility. The opportunity is not to replace one channel with another. The opportunity is to make sure the message is coordinated.

As costs continue to rise, utilities should ask whether their communications help customers understand what is happening and what action to take. Utilities should also look closely at the customer experience. Are payment options clearly explained? Do assistance programs appear at the right moments? Are print and digital messages aligned? Can recurring questions be addressed before they become inbound calls?

Rising costs are not just a financial issue. They are a communication issue.

At Matrix, we help utilities manage essential customer communications with the consistency, accuracy and operational focus this environment requires.

When bills rise, communication has to rise to the moment too.

How clear are your billing and payment communications? Matrix can help you take a closer look. Visit matriximaging.com to start the conversation.

Sources

  1. American Marketing Association, “2026 Future Trends in Marketing Report.”
  2. J.D. Power, “Affordability, AI and Outages Top Issues Keeping U.S. Utility Leaders Up at Night in New Year: J.D. Power Utilities Outlook 2026.”